1. Acceptance of These Terms
These Terms of Service ("Terms") govern your access to and use of holyandwealthy.com (the "Site"), operated by Holy and Wealthy ("we," "us," or "our"). By accessing or using the Site, subscribing to our newsletter, or otherwise engaging with our content, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of the Site.
2. Description of the Service
Holy and Wealthy publishes articles, teaching, and a periodic email newsletter centered on biblical stewardship, personal finance, and Christian living. The Site is provided for educational and inspirational purposes. We may add, change, or discontinue features of the Site at any time, including content formats, the newsletter, or any future services, without prior notice.
3. Not Professional Advice
This is the most important section of these Terms, and we want to state it plainly: the content published on this Site, including articles, newsletters, and any related material, is provided for general educational and inspirational purposes only. It is not, and should not be understood as, professional financial, investment, tax, legal, accounting, or other licensed professional advice.
Every person's financial circumstances are different, and decisions about budgeting, giving, debt, investing, or any other financial matter should be made in light of your own situation, ideally in consultation with a qualified, licensed professional such as a financial advisor, accountant, or attorney. We do not know your personal financial circumstances, and nothing on this Site should be relied upon as a substitute for individualized professional guidance.
We make no guarantees, express or implied, regarding financial outcomes, results, or performance that may result from applying anything discussed on this Site. Your results will depend on your own actions, circumstances, and decisions, among many other factors outside our control.
4. Intellectual Property
All content on this Site, including articles, text, graphics, logos, and design elements, is the property of Holy and Wealthy unless otherwise stated, and is protected by applicable copyright and intellectual property laws. You may share links to our content and quote brief excerpts with proper attribution and a link back to the original article. You may not republish, reproduce, or distribute our content in full, or in any way that misrepresents it as your own work, without our prior written permission.
5. User Conduct
When using this Site, you agree not to use any automated system, script, or bot to scrape, extract, or reproduce our content at scale; attempt to gain unauthorized access to any part of the Site, its administrative systems, or its underlying infrastructure; use our contact form, newsletter signup, or any other feature of the Site for spam, harassment, or any unlawful purpose; or misrepresent your identity or affiliation when contacting us.
6. Newsletter Communications
By subscribing to our newsletter, you consent to receive periodic emails from us containing articles, teaching, and occasional updates about the Site. You may unsubscribe at any time using the link provided in every email we send. We do not sell or share your email address with third parties for their own marketing purposes.
7. Third-Party Links
Our articles and emails may occasionally include links to third-party websites or resources for reference or further reading. We do not control, and are not responsible for, the content, accuracy, or practices of any third-party site. Inclusion of a link does not imply our endorsement of that site or its content.
8. Disclaimer of Warranties
The Site and its content are provided "as is" and "as available," without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, or fitness for a particular purpose. While we strive for accuracy and care in everything we publish, we do not warrant that the content on this Site is free of errors or that the Site will operate uninterrupted or error-free at all times.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Holy and Wealthy, its founder, and any affiliated contributors shall not be liable for any indirect, incidental, consequential, or special damages arising out of or in connection with your use of the Site or reliance on any content published on it, including, without limitation, any financial loss or decision made based on information found on this Site.
10. Indemnification
You agree to indemnify and hold harmless Holy and Wealthy and its founder from any claims, damages, losses, or expenses, including reasonable legal fees, arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
11. Changes to the Site or These Terms
We may update these Terms from time to time to reflect changes in our practices, the Site's features, or for legal and regulatory reasons. Any changes will be posted on this page with an updated "Last updated" date. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.
12. Governing Law
These Terms shall be governed by and interpreted in accordance with applicable law, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Site shall be resolved in a manner consistent with applicable jurisdictional requirements.
13. Contact Us
If you have any questions about these Terms of Service, please contact us at editor@holyandwealthy.com.